What are the benefits for home mortgage broker developer?

What are the benefits for home mortgage broker developer? 

For developers, if this bank doing to help make the administration application credit (People's housing credit), such as collecting and checking the requirements document credit, the better job is transferred to the other party (outsourcing), the mortgage broker. Thus, developers can make the efficiency and overhead cost savings. In addition, developers can focus on doing more work and development of housing market is a main task. 

Which also need to realize, through cooperation with the mortgage broker, the developer does not need to find the source of the financing for prospective buyers. With the help of mortgage brokers who generally have a lot of cooperation with the bank, then the task of searching for a bank that will help home buyers purchase houses that will be built to obtain the credit, become much easier. 

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How do I run a home mortgage broker business?

In business, mortgage broker generally use referral system. In this case, a mortgage broker working with several banks. Based on the cooperation, for each application KPR (housing credit people) who comes in, mortgage brokers can lead (me-refer) to the applicant's bank in accordance with the choice of a particular applicant after the applicant meets all the requirements needed credit bank concerned. 

Top mortgage broker service to help consumers get the bank and make the collection and checking of data and document requirements KPR, the bank will pay some fee. Generally, large fee rate is the result of negotiations with the bank, can in large percentage of the KPR is approved or a certain amount. Basis of the size of the tariff is generally agreed that compliance with the large scope of work (effort) is mortgage broker. 

In practice in Indonesia, in addition to helping the bank get the customer (marketing), the developer also generally take over the task of the bank to the collection and checking documents as a condition KPR. To do work, the developers have to spend a large amount of overhead. Not yet, because the developers have to do work that is not an interest, so that makes the work become less efficient. 

Therefore, service developers can use a mortgage broker to do the work and just pay the deposit fee to the mortgage broker. Thus, developers can make savings, as well as work becomes more efficient, as conducted by the professionals in the field.